Fintech Industry Examiner

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

When the United Kingdom launched its open banking initiative in

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

It’s not often that a crypto innovation gets mentioned in

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Stripe’s latest move is a bold bet on artificial intelligence.

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Dressed in his signature hoodie or not, Mark Zuckerberg just

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

The past year has seen a quiet but profound shift

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

FINMA headquarters in Bern. Switzerland’s financial regulator, FINMA, is embarking

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Swedish fintech Klarna – best known as a “buy now,

Nasdaq’s 24-Hour Trading Revolution: What It Means for Global Markets

Nasdaq’s 24-Hour Trading Revolution: What It Means for Global Markets

In a move that could redefine the U.S. stock market,

Inside Mercado Pago: Fintech Innovations and Growth in Latin America

Inside Mercado Pago: Fintech Innovations and Growth in Latin America

Executive Summary Mercado Pago, the fintech arm of MercadoLibre, is

Overcoming Challenges: How RegTech is Transforming Financial Institutions

Overcoming Challenges: How RegTech is Transforming Financial Institutions

What is RegTech? In the ever-evolving landscape of banking, compliance

India’s NPCI and Bank of Namibia Collaborate on Instant Payment System Implementation

India’s NPCI and Bank of Namibia Collaborate on Instant Payment System Implementation

In a landmark move that promises to revolutionize the financial

Flutterwave Prepares for Landmark African Fintech IPO

Flutterwave Prepares for Landmark African Fintech IPO

Nigerian fintech giant, Flutterwave, is making waves (pun intended) in

Generative AI: Transforming Risk Management and Compliance in Banking

Generative AI: Transforming Risk Management and Compliance in Banking

Introduction In the rapidly evolving landscape of the financial services

Financial Institutions Urged to Strengthen AI Risk Management, Treasury Report Finds

Financial Institutions Urged to Strengthen AI Risk Management, Treasury Report Finds

Introduction In an era where technological advancements are revolutionizing industries

REPAY and Green Dot Unite to Transform Cash Bill Payment Landscape

REPAY and Green Dot Unite to Transform Cash Bill Payment Landscape

Bridging the Gap in Cash Bill Payments A New Era

Revolutionizing the Hospitality Sector: Spenda and eBev’s Innovative Partnership

Revolutionizing the Hospitality Sector: Spenda and eBev’s Innovative Partnership

A Game-Changer in Hospitality Payments Spenda and eBev: Forging a

Levännta: Chile’s FinTech Revolution Takes Flight with $10.5M Boost”

Levännta: Chile’s FinTech Revolution Takes Flight with $10.5M Boost”

A New Dawn in Financial Technology The Emergence of Levännta

Velmie’s Revolutionary Software: A New Dawn for Real Estate Investment

Velmie’s Revolutionary Software: A New Dawn for Real Estate Investment

In the rapidly evolving landscape of real estate syndicated investments,

Seoul FinTech Lab: Fostering Future Unicorns

Seoul FinTech Lab: Fostering Future Unicorns

Introduction Seoul Fintech Lab, backed by the Seoul Metropolitan Government,

Revolutionizing Payment Security: RHB and PayNet’s DuitNow QR Sound Box Initiative

Revolutionizing Payment Security: RHB and PayNet’s DuitNow QR Sound Box Initiative

Introduction In an era where digital transactions are becoming the

Paytm’s Strategic Shift: Cost-Cutting Through AI and Layoffs

Paytm’s Strategic Shift: Cost-Cutting Through AI and Layoffs

Introduction Paytm, a prominent player in India's fintech sector, has

Bowen Fintech’s Bold Leap: Acquiring Japanese Crowdfunding Giant MOH

Bowen Fintech’s Bold Leap: Acquiring Japanese Crowdfunding Giant MOH

In a bold strategic move, Bowen Fintech PLC, a notable

Revolutionizing Restaurant Payments: Worldline’s Game-Changing Innovation

Revolutionizing Restaurant Payments: Worldline’s Game-Changing Innovation

Introduction: A New Era in Restaurant Payment Solutions As the

Bunq’s Launch of GenAI Platform Finn: Revolutionizing European Banking

Bunq’s Launch of GenAI Platform Finn: Revolutionizing European Banking

Dutch challenger bank Bunq, recognized as the second-largest neobank in

Hakbah’s $5.1 Million Series A Funding: Revolutionizing Savings in Saudi Arabia

Hakbah’s $5.1 Million Series A Funding: Revolutionizing Savings in Saudi Arabia

Hakbah, a Saudi Arabian fintech savings platform, has recently raised

BCFC’s Sahel App Launch: A Leap Forward in Bahrain’s Digital Lending Landscape

BCFC’s Sahel App Launch: A Leap Forward in Bahrain’s Digital Lending Landscape

Bahrain Commercial Facilities Company (BCFC) has launched Sahel App, a

Beyon Money SuperApp Launch in UAE: A New Chapter in Financial Services

Beyon Money SuperApp Launch in UAE: A New Chapter in Financial Services

The financial services landscape in the United Arab Emirates (UAE)

Spare’s $3 Million Funding Round: A Milestone for Open Banking in the Middle East

Spare’s $3 Million Funding Round: A Milestone for Open Banking in the Middle East

The financial technology (fintech) landscape in the Middle East has

Affirm’s Expansion of BNPL Services to Walmart Self-Checkouts

Affirm’s Expansion of BNPL Services to Walmart Self-Checkouts

Introduction Affirm Holdings, a leading provider of "buy now, pay

Impactsure and Tesselate: A Synergy Set to Transform Corporate Banking and Trade Finance

Impactsure and Tesselate: A Synergy Set to Transform Corporate Banking and Trade Finance

Introduction The recent announcement of a partnership between France-based Tesselate

Enhancing Banking Data Access for Small Businesses: The Xero-Flinks Partnership

Enhancing Banking Data Access for Small Businesses: The Xero-Flinks Partnership

The recent partnership between Xero, a global technology company that

UAE’s Careem Pay & iPiD Team to Launch Remittances in India

UAE’s Careem Pay & iPiD Team to Launch Remittances in India

The financial technology (fintech) sector is witnessing a significant collaboration

CSI and Hawthorn River: Pioneering a New Era in Community Banking

CSI and Hawthorn River: Pioneering a New Era in Community Banking

Introduction In a strategic move to revolutionize loan processing for

Citi and Fasanara Back SellersFi with $300 Million: Ushering in Fintech Innovation

Citi and Fasanara Back SellersFi with $300 Million: Ushering in Fintech Innovation

Introduction New York-based fintech startup SellersFi has recently made headlines

Updraft’s Remarkable £272 Million Funding Round: A Leap Forward in Consumer Finance

Updraft’s Remarkable £272 Million Funding Round: A Leap Forward in Consumer Finance

Introduction In a significant development for the UK's fintech landscape,

Visa Takes a Leap in Latin America with Prosa Acquisition

Visa Takes a Leap in Latin America with Prosa Acquisition

Introduction: Visa's Expansion in Latin America Visa, a global leader

Fostering FinTech Innovation: Emirates NBD’s Strategic Alliance with Hub71

Fostering FinTech Innovation: Emirates NBD’s Strategic Alliance with Hub71

In a significant move for the Middle East, North Africa,

Empowering Indonesian SMEs: The Innovative Collaboration of Aspire, Meta, and Bank Aladin

Empowering Indonesian SMEs: The Innovative Collaboration of Aspire, Meta, and Bank Aladin

Introduction In the rapidly evolving digital landscape, Small and Medium

Tamara’s Trailblazing Journey: From Start-Up to Saudi Unicorn

Tamara’s Trailblazing Journey: From Start-Up to Saudi Unicorn

Transforming the Fintech Landscape Tamara's Rise to Prominence In late

Unlimitd’s Strategic Leap: Boosting Financing Capacity to €100M

Unlimitd’s Strategic Leap: Boosting Financing Capacity to €100M

Overview: A Major Milestone for Unlimitd In a significant move

Engaging the Future: First Bank’s Digital Revolution with Backbase

Engaging the Future: First Bank’s Digital Revolution with Backbase

Introduction to Innovation In a significant leap towards digitizing the

Kapital’s $165 Million Series B Funding: A New Era for SMEs in Latin America

Kapital’s $165 Million Series B Funding: A New Era for SMEs in Latin America

Revolutionizing SME Finance with AI Introduction Kapital, a groundbreaking financial

Digital Banking Evolution: InvesTex Credit Union and Bankjoy’s Collaborative Leap

Digital Banking Evolution: InvesTex Credit Union and Bankjoy’s Collaborative Leap

Introduction In a strategic move to enhance their digital banking

SoftBank’s Strategic Shift: Unloading PB Fintech Shares for ₹914 Crore

SoftBank’s Strategic Shift: Unloading PB Fintech Shares for ₹914 Crore

In a significant move that signals a change in investment

Asset-Based Lending: British Business Bank’s New Strategy to Empower UK SMEs

Asset-Based Lending: British Business Bank’s New Strategy to Empower UK SMEs

Introduction to the New Lending Variant Background of the Initiative:

Apex Fintech Solutions’ IPO Aspiration: An Analysis

Apex Fintech Solutions’ IPO Aspiration: An Analysis

Introduction Apex Fintech Solutions, a prominent player in the fintech

Lesha Bank’s Strategic Leap Forward: Embracing Next-Gen Core Banking with Temenos

Lesha Bank’s Strategic Leap Forward: Embracing Next-Gen Core Banking with Temenos

Introduction to Lesha Bank's Transformation Journey Lesha Bank, formerly known

NIBC Partners with Fenergo: A Strategic Leap in KYC Technology

NIBC Partners with Fenergo: A Strategic Leap in KYC Technology

Introduction In a significant move to enhance its Know Your

Curve’s Comeback: Navigating Towards Profitability in 2024

Curve’s Comeback: Navigating Towards Profitability in 2024

Introduction: Curve's Strategic Shift Curve, a London-based fintech company, is

Meniga’s €15M Series D Funding: A Step Towards Enhanced Fintech Innovation

Meniga’s €15M Series D Funding: A Step Towards Enhanced Fintech Innovation

Introduction Meniga, an Iceland-based fintech firm, has recently secured a

Lendo’s Leap: Saudi Fintech’s Bold Move towards IPO

Lendo’s Leap: Saudi Fintech’s Bold Move towards IPO

Introduction: A Market Disruptor Rises In the dynamic world of

Pleo’s Strategic Shift: Appointing a New CFO in Preparation for an IPO

Pleo’s Strategic Shift: Appointing a New CFO in Preparation for an IPO

Introduction Pleo, a prominent Danish fintech firm, recently made headlines

CAFE Fintech Accelerator: Pioneering Financial Equity for Underserved Communities

CAFE Fintech Accelerator: Pioneering Financial Equity for Underserved Communities

Introduction In March 2024, the Center for Accelerating Financial Equity

Yoii’s Series A Funding: A New Chapter in Japan’s Fintech Startup Ecosystem

Yoii’s Series A Funding: A New Chapter in Japan’s Fintech Startup Ecosystem

Introduction Japan's burgeoning startup scene has witnessed a significant boost

Revolutionizing Banking: AccessPay and Sage Partner to Streamline Financial Operations

Revolutionizing Banking: AccessPay and Sage Partner to Streamline Financial Operations

Introduction In a groundbreaking collaboration, AccessPay, a prominent corporate-to-bank integration

Revolutionizing Payroll Management: The Pinwheel-OSV Partnership

Revolutionizing Payroll Management: The Pinwheel-OSV Partnership

The Groundbreaking Alliance Introduction to the Partnership The collaboration between

Revolutionizing Banking: OTP Bank’s Digital Leap with Intellect Design

Revolutionizing Banking: OTP Bank’s Digital Leap with Intellect Design

Introduction: A New Era of Digital Banking OTP Bank, a

ClearBank and Thistle Initiatives: Pioneering Compliance and Banking Services

ClearBank and Thistle Initiatives: Pioneering Compliance and Banking Services

Introduction The recent strategic partnership between ClearBank and Thistle Initiatives

SumUp’s €285 Million Strategic Funding Surge Amidst Fintech Flux

SumUp’s €285 Million Strategic Funding Surge Amidst Fintech Flux

Breaking New Grounds: SumUp's Financial Fortitude SumUp's Recent Funding Feat

Empowering Financial Wellness: The Cogo-Moneyhub Collaboration

Empowering Financial Wellness: The Cogo-Moneyhub Collaboration

Introduction In an innovative move, Cogo and Moneyhub have joined

BNPL in Africa: The New Frontier of Financial Inclusion

BNPL in Africa: The New Frontier of Financial Inclusion

Introduction The Buy Now, Pay Later (BNPL) sector in Africa

Canapi Ventures Unveils $750M Fund II: A New Chapter in Fintech Innovation

Canapi Ventures Unveils $750M Fund II: A New Chapter in Fintech Innovation

Introduction Canapi Ventures, a leader in fintech venture capital, recently

Analyzing the Risks: Insights from the OCC’s Fall 2023 Semiannual Risk Perspective

Analyzing the Risks: Insights from the OCC’s Fall 2023 Semiannual Risk Perspective

Introduction The Office of the Comptroller of the Currency's (OCC)

Ashv Finance’s Strategic Expansion: $10M Series E Funding Sparks New Horizons

Ashv Finance’s Strategic Expansion: $10M Series E Funding Sparks New Horizons

Introduction to Ashv Finance's Series E Funding In a significant

Scalable Capital’s Latest Funding Triumph: A Deep Dive into the €60M Series E Extension

Scalable Capital’s Latest Funding Triumph: A Deep Dive into the €60M Series E Extension

Introduction: An Unwavering Trajectory in FinTech Scalable Capital, a Munich-based

Koho’s Strategic Funding: A Beacon of Stability in Fintech’s Turbulent Seas

Koho’s Strategic Funding: A Beacon of Stability in Fintech’s Turbulent Seas

Introduction In a financial landscape where instability has become a

A New Chapter in UK Banking: Coventry Building Society’s Potential Takeover of Co-operative Bank
Liberis’ Strategic Expansion: A Game Changer in SME Financing

Liberis’ Strategic Expansion: A Game Changer in SME Financing

Introduction In a groundbreaking move, Liberis, a pioneering embedded finance

Bravura Solutions: Embarking on a New Leadership Era with APAC and EMEA CEOs

Bravura Solutions: Embarking on a New Leadership Era with APAC and EMEA CEOs

Introduction In a significant move, Bravura Solutions, an esteemed player

Trade Republic: From Neobroker to Full-Fledged Bank – The Journey to ECB Licensing

Trade Republic: From Neobroker to Full-Fledged Bank – The Journey to ECB Licensing

Introduction The Berlin-based neobroker, Trade Republic, has achieved a significant

BriskPe and Currencycloud Unite to Propel Indian MSMEs onto the Global Stage

BriskPe and Currencycloud Unite to Propel Indian MSMEs onto the Global Stage

Empowering MSMEs with Global Reach Introduction In a groundbreaking move,

Pontera’s $60M Funding: A Fintech Leap Forward with Israeli Tech Talent

Pontera’s $60M Funding: A Fintech Leap Forward with Israeli Tech Talent

Introduction In the dynamic world of fintech, Pontera, a New

The Downfall of ZestMoney: A Story of Regulatory Challenges and Strategic Missteps

The Downfall of ZestMoney: A Story of Regulatory Challenges and Strategic Missteps

Introduction ZestMoney, an Indian fintech startup specializing in "Buy Now,

Allica Bank Joins Forces with Wise Platform for Enhanced Cross-Border Payments

Allica Bank Joins Forces with Wise Platform for Enhanced Cross-Border Payments

Introduction UK challenger bank Allica Bank has embarked on a

Crédit Agricole CIB’s Strategic Partnership with Opensee: A New Era in Risk Management

Crédit Agricole CIB’s Strategic Partnership with Opensee: A New Era in Risk Management

Introduction In a groundbreaking move, Crédit Agricole Corporate and Investment

Revolutionizing Payments: FortressPay’s Biometric Platform

Revolutionizing Payments: FortressPay’s Biometric Platform

Introduction In a significant leap for the fintech industry, FortressPay

Intervention by Italy’s AGCM in Intesa Sanpaolo’s Account Migration to Isybank

Intervention by Italy’s AGCM in Intesa Sanpaolo’s Account Migration to Isybank

Overview of the Situation Italy's competition authority, Autorita’ Garante della

Plum’s Strategic Leap: Partnering with Eurobank for European Expansion

Plum’s Strategic Leap: Partnering with Eurobank for European Expansion

Plum, a UK-based smart money app, has recently entered a

Eurosystem’s New Payments Strategy: A Digital Leap Forward

Eurosystem’s New Payments Strategy: A Digital Leap Forward

The Eurosystem has recently updated its retail payments strategy, reflecting

Stuart Cook’s Strategic Move: From Valley Bank CIO to CEO of True Digital Network

Stuart Cook’s Strategic Move: From Valley Bank CIO to CEO of True Digital Network

Stuart Cook's recent transition from his role as Chief Innovation

Flow48: Fueling SME Growth with Innovative Financing

Flow48: Fueling SME Growth with Innovative Financing

Flow48, a UAE-based fintech startup, has made a significant leap

Fintech Fiasco: How a Faked Resume Rocked the OCC and Sparked Congressional Inquiry

Fintech Fiasco: How a Faked Resume Rocked the OCC and Sparked Congressional Inquiry

Unmasking the OCC's Fintech Chief with a fabricated past, the

NomuPay and Total Processing: Merging Paths for Fintech Innovation

NomuPay and Total Processing: Merging Paths for Fintech Innovation

The fintech industry, constantly evolving with technological advancements and strategic

Ualá Unveils Argentina’s First No-Fee Credit Card in a Bold Financial Move

Ualá Unveils Argentina’s First No-Fee Credit Card in a Bold Financial Move

Ualá, an innovative fintech company based in Buenos Aires, has

Paysend Secures $65M in Landmark Funding for Global Financial Inclusion

Paysend Secures $65M in Landmark Funding for Global Financial Inclusion

Paysend, a pioneering fintech company based in London, has recently

CapitalOS: Revolutionizing B2B Spend Management with $39M Boost

CapitalOS: Revolutionizing B2B Spend Management with $39M Boost

In a significant move in the fintech sector, San Francisco-based

Worldline’s Strategic Leap: Securing a Payment Institution Licence in the UK

Worldline’s Strategic Leap: Securing a Payment Institution Licence in the UK

In an evolving digital payments landscape, Worldline, a prominent French

Clara Revolutionizing Financial Transactions in Brazil

Clara Revolutionizing Financial Transactions in Brazil

In a bold move to dominate Brazil's burgeoning fintech sector,

Fils: Spearheading Sustainable Digital Payments

Fils: Spearheading Sustainable Digital Payments

Revolutionizing ESG in Fintech Fils, a groundbreaking fintech platform, is

Strategic Refocus: Blue Ridge Bank Trims BaaS Fintech Partnerships

Strategic Refocus: Blue Ridge Bank Trims BaaS Fintech Partnerships

A Shift in Strategy Blue Ridge Bank, a long-established financial

Klarna Boosts European Presence with Form3 Partnership for SEPA Instant Payments

Klarna Boosts European Presence with Form3 Partnership for SEPA Instant Payments

Introduction: A Strategic Leap in Payment Connectivity Klarna, the renowned

Checkout.com Welcomes Mariano Albera as New Chief Technology Officer

Checkout.com Welcomes Mariano Albera as New Chief Technology Officer

Introduction to a New Era Global payment solutions giant Checkout.com

Revolutionizing Credit Accessibility: Kiwi’s $13 Million Series-A Triumph

Revolutionizing Credit Accessibility: Kiwi’s $13 Million Series-A Triumph

In a landmark development for India's FinTech sector, Kiwi, a

Visa’s First Africa Fintech Accelerator: Empowering Innovation Across the Continent

Visa’s First Africa Fintech Accelerator: Empowering Innovation Across the Continent

Visa’s groundbreaking Africa Fintech Accelerator program represents a significant stride in fostering technological and entrepreneurial growth across Africa.

Paving the Way for a Fintech Revolution: Ireland’s Call for a National Hub

Paving the Way for a Fintech Revolution: Ireland’s Call for a National Hub

Financial Services Ireland (FSI)'s annual dinner held on 16 November

Levenue: Revolutionizing Revenue-Based Financing in Europe

Levenue: Revolutionizing Revenue-Based Financing in Europe

Levenue's Landmark Series A Funding and Strategic Acquisition of Cake

Expanding Horizons: Tamara’s Strategic Growth Through An Additional $250 Million Financing

Expanding Horizons: Tamara’s Strategic Growth Through An Additional $250 Million Financing

Riyadh-Based Fintech Pioneer Bolsters Market Position with Enhanced Goldman Sachs

Tax Autopilot: Black Ore Secures $60M to Automate the Future of Accounting

Tax Autopilot: Black Ore Secures $60M to Automate the Future of Accounting

In a landmark move that marks the convergence of artificial

Fintech in 2028: McKinsey Forecasts a Triple-Speed Revenue Surge

Fintech in 2028: McKinsey Forecasts a Triple-Speed Revenue Surge

The financial technology sector, after enjoying a prolonged period of

Decentralized Finance or DeFi 2.0: Evolution and Challenges

Decentralized Finance or DeFi 2.0: Evolution and Challenges

Decentralized Finance (DeFi) has emerged as a transformative force in

The Rise of Embedded Finance: How Fintech is Reshaping Traditional Industries

The Rise of Embedded Finance: How Fintech is Reshaping Traditional Industries

Introduction to Embedded Finance and Its Consumer Impact Embedded Finance:

The British Fintech Success Story

The British Fintech Success Story

The Rise of Fintech in Post-Crisis Britain In the years

Fintech Dominance: A Global Snapshot

Fintech Dominance: A Global Snapshot

Research from Statista, as dissected by CNBC, places the United

Brazil’s Fintech Firm QI Tech Secures Historic $200M Funding

Brazil’s Fintech Firm QI Tech Secures Historic $200M Funding

Brazilian fintech firm QI Tech has recently made headlines by