Fintech Industry Examiner

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

By Jeffery Hartman, Managing Partner of Fitzgerald Advisors The Fintech

AI agents, stablecoins and the quiet reset in fintech funding

AI agents, stablecoins and the quiet reset in fintech funding

Global investors aren’t walking away from fintech. They’re rotating into

When the Bot Says No: How Agentic AI Could Kill Junk-Fee Finance

When the Bot Says No: How Agentic AI Could Kill Junk-Fee Finance

When Max Levchin says the bots are coming for junk

Singapore Just Turned Itself Into the World’s Testnet for Tokenised Money

Singapore Just Turned Itself Into the World’s Testnet for Tokenised Money

If you want to see what “money on-chain” actually looks

Why Wall Street just wrote Ripple a $500m check — and what it says about stablecoins in 2026

Why Wall Street just wrote Ripple a $500m check — and what it says about stablecoins in 2026

Citadel Securities and Fortress led a half-billion dollar investment that

PayPal plugs into ChatGPT: what “agentic checkout” really changes

PayPal plugs into ChatGPT: what “agentic checkout” really changes

On October 28, 2025 (Pacific Time), PayPal said it will

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

Inside the fine print: what the approval implies for compliance,

Revolut comes to UPI. Can a foreign super-app really win on India’s domestic rails?

Revolut comes to UPI. Can a foreign super-app really win on India’s domestic rails?

Standfirst: Revolut will roll out UPI payments and Visa prepaid

PhonePe’s IPO tests the economics of India’s ‘free’ payments rail

PhonePe’s IPO tests the economics of India’s ‘free’ payments rail

Walmart-backed PhonePe has filed confidentially for a domestic IPO of

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

Lead Bank’s fresh $70m round isn’t just another fintech raise.

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

The headline news is simple enough: Mexico City–based Kapital says

From lender to network: Klarna’s $26bn forward-flow gambit

From lender to network: Klarna’s $26bn forward-flow gambit

If you only read the headlines, you’d think Klarna’s story

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

Banking regulators aren’t usually associated with innovation-friendly policies. But in

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo, a fintech startup offering a next-generation treasury management platform,

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Stablecoins – digital tokens pegged to fiat currency – have

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

When the United Kingdom launched its open banking initiative in

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

It’s not often that a crypto innovation gets mentioned in

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Stripe’s latest move is a bold bet on artificial intelligence.

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Dressed in his signature hoodie or not, Mark Zuckerberg just