Fintech Industry Examiner

SoFiUSD: When a bank turns “digital dollars” into infrastructure

SoFiUSD: When a bank turns “digital dollars” into infrastructure

SoFi’s new stablecoin looks, sounds, and (almost) behaves like a

PayPal’s bank charter bid: the quiet return of the ILC loophole

PayPal’s bank charter bid: the quiet return of the ILC loophole

The payments group is applying to open an FDIC-insured “industrial

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

By Jeffery Hartman, Managing Partner of Fitzgerald Advisors The Fintech

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

Inside the fine print: what the approval implies for compliance,

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

Lead Bank’s fresh $70m round isn’t just another fintech raise.

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

Banking regulators aren’t usually associated with innovation-friendly policies. But in

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

The past year has seen a quiet but profound shift

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

FINMA headquarters in Bern. Switzerland’s financial regulator, FINMA, is embarking

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Swedish fintech Klarna – best known as a “buy now,

Synapse Under Grand Jury Investigation as $96 Million in Customer Funds Go Missing

Synapse Under Grand Jury Investigation as $96 Million in Customer Funds Go Missing

Silicon Valley-based fintech Synapse faces intense scrutiny as regulators and

FDIC Tightens Oversight of Fintech Firms After Synapse Collapse

FDIC Tightens Oversight of Fintech Firms After Synapse Collapse

The collapse of Synapse Financial Technologies has prompted the Federal

Empowering Small Businesses: CollateralEdge and the Road to Financial Inclusion

Empowering Small Businesses: CollateralEdge and the Road to Financial Inclusion

Part 1: The Strategic Investment in CollateralEdge by Phalanx Impact

Fintech Fiasco: How a Faked Resume Rocked the OCC and Sparked Congressional Inquiry

Fintech Fiasco: How a Faked Resume Rocked the OCC and Sparked Congressional Inquiry

Unmasking the OCC's Fintech Chief with a fabricated past, the