Fintech Industry Examiner

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

Inside the fine print: what the approval implies for compliance,

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

Lead Bank’s fresh $70m round isn’t just another fintech raise.

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

The headline news is simple enough: Mexico City–based Kapital says

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

Banking regulators aren’t usually associated with innovation-friendly policies. But in

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo, a fintech startup offering a next-generation treasury management platform,

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Stablecoins – digital tokens pegged to fiat currency – have

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

When the United Kingdom launched its open banking initiative in

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

It’s not often that a crypto innovation gets mentioned in

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Stripe’s latest move is a bold bet on artificial intelligence.