Fintech Industry Examiner

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

Inside the fine print: what the approval implies for compliance,

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

Lead Bank’s fresh $70m round isn’t just another fintech raise.

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

The headline news is simple enough: Mexico City–based Kapital says

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

Banking regulators aren’t usually associated with innovation-friendly policies. But in

From Paper to Algorithm: How Conpend Is Rewiring Trade Finance Compliance

From Paper to Algorithm: How Conpend Is Rewiring Trade Finance Compliance

In the arcane world of trade finance, paperwork and compliance

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo, a fintech startup offering a next-generation treasury management platform,

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Stablecoins – digital tokens pegged to fiat currency – have

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

Too Slow to Click: Why U.S. Open Banking Must Learn from the U.K.’s Pay by Bank Stall

When the United Kingdom launched its open banking initiative in

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

It’s not often that a crypto innovation gets mentioned in

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Stripe’s latest move is a bold bet on artificial intelligence.

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Meta’s Fintech Second Act: Why Stripe’s CEO Is Joining Mark Zuckerberg’s Board

Dressed in his signature hoodie or not, Mark Zuckerberg just

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

The past year has seen a quiet but profound shift

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

FINMA headquarters in Bern. Switzerland’s financial regulator, FINMA, is embarking

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Swedish fintech Klarna – best known as a “buy now,

Mexican Fintech Plata Achieves Unicorn Status with $160 Million Series A Funding

Mexican Fintech Plata Achieves Unicorn Status with $160 Million Series A Funding

In a landmark moment for Mexico’s fintech sector, start-up Plata

Prometeo Launches Borderless Banking to Streamline U.S.-LatAm Trade

Prometeo Launches Borderless Banking to Streamline U.S.-LatAm Trade

In a significant move poised to reshape cross-border financial operations

The Role of AWS in Wall Street’s Shift to AI and Cloud Computing

The Role of AWS in Wall Street’s Shift to AI and Cloud Computing

​The integration of artificial intelligence (AI) into the financial sector

Jack Henry Welcomes Blend to Its Vendor Integration Program for Banks and Credit Unions

Jack Henry Welcomes Blend to Its Vendor Integration Program for Banks and Credit Unions

As the fintech landscape continues to evolve, strategic partnerships between