Fintech Industry Examiner

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

The Valuation Gap: Why Traditional Credit Scoring Fails the Fintech NPL Market

By Jeffery Hartman, Managing Partner of Fitzgerald Advisors The Fintech

AI agents, stablecoins and the quiet reset in fintech funding

AI agents, stablecoins and the quiet reset in fintech funding

Global investors aren’t walking away from fintech. They’re rotating into

When the Bot Says No: How Agentic AI Could Kill Junk-Fee Finance

When the Bot Says No: How Agentic AI Could Kill Junk-Fee Finance

When Max Levchin says the bots are coming for junk

Singapore Just Turned Itself Into the World’s Testnet for Tokenised Money

Singapore Just Turned Itself Into the World’s Testnet for Tokenised Money

If you want to see what “money on-chain” actually looks

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

OCC’s conditional charter for Erebor Bank hints at a new template for digital‑asset banking

Inside the fine print: what the approval implies for compliance,

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

How a 97-year-old Missouri bank became fintech’s $1.47bn “bank of record”

Lead Bank’s fresh $70m round isn’t just another fintech raise.

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

Licence, code, carry: inside Kapital’s $1.3bn push into regulated banking

The headline news is simple enough: Mexico City–based Kapital says

From lender to network: Klarna’s $26bn forward-flow gambit

From lender to network: Klarna’s $26bn forward-flow gambit

If you only read the headlines, you’d think Klarna’s story

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

A Quiet Fix with Big Implications: How the FDIC’s Appeals Office Could Unblock Bank-Fintech Innovation

Banking regulators aren’t usually associated with innovation-friendly policies. But in

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo’s FCA Green Light: How a UK EMI Licence Turbo-Charges the Embedded-Treasury Race

Finmo, a fintech startup offering a next-generation treasury management platform,

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Circle vs Tether vs Wall Street: Inside the Stablecoin Race for Digital Dollars

Stablecoins – digital tokens pegged to fiat currency – have

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

Stablecoins and Uncle Sam’s Debt: Why the GENIUS Act Is Treasury’s Secret Weapon

It’s not often that a crypto innovation gets mentioned in

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Inside Stripe’s Foundation Model: The Next AI Arms Race in Online Payments

Stripe’s latest move is a bold bet on artificial intelligence.

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The GENIUS Act: Stablecoin Regulation and Fintech’s Next Chapter

The U.S. fintech sector is buzzing over a rare bipartisan

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

Banks Are Going Blockchain—and It’s Not Just a Pilot Anymore

The past year has seen a quiet but profound shift

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

From Watchdog to Risk Hawk: Why FINMA’s Structural Shake-Up Signals a New Era in Global Finance

FINMA headquarters in Bern. Switzerland’s financial regulator, FINMA, is embarking

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Klarna’s Wall Street Debut: A Make-or-Break Moment for Fintech’s Second Act

Swedish fintech Klarna – best known as a “buy now,

Taktile Secures $54M Series B to Advance AI-Driven Risk Management in Financial Services

Taktile Secures $54M Series B to Advance AI-Driven Risk Management in Financial Services

Taktile, a leading decision automation platform, has secured $54 million

One Credential: Mastercard’s New Solution for Smarter Checkout Experiences

One Credential: Mastercard’s New Solution for Smarter Checkout Experiences

Mastercard has once again positioned itself at the forefront of

AI-Powered Mortgage Automation Drives 30% Growth for Mortgage Automator in 2024

AI-Powered Mortgage Automation Drives 30% Growth for Mortgage Automator in 2024

In 2024, Mortgage Automator, a leading SaaS platform (now sold

Banking Tech Firm Zeta Hits $2B Valuation After $50M Funding Round from Optum

Banking Tech Firm Zeta Hits $2B Valuation After $50M Funding Round from Optum

Fintech unicorn Zeta has recently secured a $50 million investment